Select from a range of affordable checking products. You can choose an interest bearing checking account, a free checking account with limited transactions, a flat fee checking account with no transaction fees or a checking account that combines the balances in your checking, savings and money market accounts to avoid monthly fees. We have it all!
With OneUnited Bank business checking accounts you can obtain:
Low Fees
No or low monthly account maintenance fees
No or low minimum balances to avoid fees
No ATM fees for proprietary ATMs (for sole proprietors)
No check cashing fees
No or low transaction or per check fees
Convenient Services
Business online banking
Free online banking for Sole Proprietors
Free 24 hour telephone banking
Online bill payment services (for Sole Proprietors)
Convenient banking by mail and direct deposit
Convenient personal service by phone
For more information, see OneUnited Bank Business Account Disclosures in our branches.
Checking
Business Checking Accounts
Minimum Deposit to Open
Monthly Maintenance Service Charge Membership Fees
Minimum Balance to Earn Annual Percentage Yield (APY)
Minimum Balance to Avoid Maintenance Service Charge Membership Fee
Commercial Membership
UNITY Commercial Checking
$100.00
$10.00
N/A
N/A
UNITY Small Business Checking
$100.00
N/A
N/A
N/A*
UNITY Choice Checking
$100.00
$15.00
N/A
$1,000**
Sole Proprietor Membership
UNITY Business Checking
$100.00
$8.00
$100.00
$100.00
UNITY Small Business Checking
$100.00
N/A
N/A
N/A*
UNITY Choice Checking
$100.00
$15.00
N/A
$1,000**
Non-Profit/ Faith-Based Membership
UNITY Non Profit Checking
$100.00
$8.00
$100.00
N/A
UNITY Small Business Checking
$100.00
N/A
N/A
N/A*
UNITY Choice Checking
$100.00
$15.00
N/A
$1,000**
*Transaction Fees Apply. See Disclosures.
** Combined balance of UNITY Choice Checking, UNITY Choice Money Market and UNITY Choice Savings accounts
* The interest rate (3.71%) and annual percentage yield (APY) (3.75%) is effective today and has been effective as of October 3, 2008. $1,000.00 minimum balance to open and earn disclosed APY. All rates are subject to change daily. Interest on savings is compounded and credited quarterly. Fees may reduce earnings on the account. For more information, including how interest is calculated and fees, please review our Online Truth in Savings Disclosures or speak with our Financial Service Representatives. Please call 1-877-One-United or 877-663-8648 for current rate or further detailed information.
