Select Choice Membership if your organization or business wants flexibility and prefers to avoid monthly Membership Fees by maintaining a minimum balance. Choice Membership offers checking, savings and money market accounts! With Choice Membership you can obtain:
Free online banking
Low monthly account maintenance fees
Low minimum balances to avoid fees
No ATM fees for proprietary ATMs
No check cashing fees
No transaction or per check fees
Free 24 hour telephone banking
Online bill payment services
Convenient banking by mail and direct deposit
Convenient personal service by phone
For more information, see OneUnited Bank Business Account Disclosures in our branches.
Membership Type/Deposit Account
Minimum Deposit to Open
Minimum Balance to Earn Annual Percentage Yield (APY)
Minimum Balance to Avoid Maintenance Services Charges
Choice Membership (See Fee Schedule for Membership Fee)
UNITY Choice Checking*
$500.00
Non-Interest Bearing
$1,000.00**
UNITY Choice Savings*
$1,000.00
$1,000.00
$1,000.00
UNITY Choice Money Market*
$1,000.00
$1,000.00
$1,000.00
* Membership eligible accounts.
**May include combined balances of UNITY Choice Checking, UNITY Choice Savings and UNITY Choice Money Market.
* The interest rate (2.98%) and annual percentage yield (APY) (3.00%) is effective today and has been effective as of December 22, 2008. $1,000.00 minimum balance to open and earn disclosed APY. All rates are subject to change daily. Interest on savings is compounded and credited quarterly. Fees may reduce earnings on the account. For more information, including how interest is calculated and fees, please review our Online Truth in Savings Disclosures or speak with our Financial Service Representatives. Please call 1-877-One-United or 877-663-8648 for current rate or further detailed information.
