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OneUnited Bank offers a competitive business savings account to meet your needs. With UNITY Choice Savings, you can obtain:

  • Competitive interest rates
  • Low monthly account maintenance fees
  • Low minimum balances to avoid fees
  • No ATM fees for proprietary ATMs (for sole proprietors)
  • No check cashing fees
  • Business online banking
  • Free online banking for Sole Proprietors
  • Free 24 hour telephone banking
  • Convenient banking by mail and direct deposit
  • Convenient personal service by phone

For more information, see OneUnited Bank Business Account Disclosures in our branches.

Business Savings Accounts Minimum Deposit to Open Monthly Maintenance Service Charge Membership Fees Minimum Balance to Earn Annual Percentage Yield (APY) Minimum Balance to Avoid Maintenance Service Charge Membership Fee
UNITY Choice Savings $100.00 $8.00 $1,000.00 $1,000.00
UNITY Choice Savings $100.00 $8.00 $1,000.00 $1,000.00
UNITY Choice Savings $100.00 $8.00 $1,000.00 $1,000.00


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* The interest rate (3.71%) and annual percentage yield (APY) (3.75%) is effective today and has been effective as of October 3, 2008. $1,000.00 minimum balance to open and earn disclosed APY. All rates are subject to change daily. Interest on savings is compounded and credited quarterly. Fees may reduce earnings on the account. For more information, including how interest is calculated and fees, please review our Online Truth in Savings Disclosures or speak with our Financial Service Representatives. Please call 1-877-One-United or 877-663-8648 for current rate or further detailed information.