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Internet Membership offers great rates for accounts opened online. OneUnited Bank wants to encourage savings in urban communities across America. With Internet Membership you can obtain:

  • Free savings account
  • Great rates
  • Free online banking
  • No monthly account maintenance fees
  • No minimum balances to avoid fees
  • No ATM fees for proprietary ATMs
  • Free 24 hour telephone banking
  • Convenient banking by mail and direct deposit
  • Convenient personal service by phone

For more information, see OneUnited Bank Online Truth In Savings Disclosures.

Account Type Minimum Deposit to Open Minimum Balance to Earn Annual Percentage Yield (APY) Minimum Balance to Avoid Maintenance Services Charges
UNITY Gold E-Savings Account $1000.00 $1000.00 N/A

See OneUnited Bank Truth in Savings Disclosures for more details.

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* The interest rate (2.98%) and annual percentage yield (APY) (3.00%) is effective today and has been effective as of December 22, 2008. $1,000.00 minimum balance to open and earn disclosed APY. All rates are subject to change daily. Interest on savings is compounded and credited quarterly. Fees may reduce earnings on the account. For more information, including how interest is calculated and fees, please review our Online Truth in Savings Disclosures or speak with our Financial Service Representatives. Please call 1-877-One-United or 877-663-8648 for current rate or further detailed information.