We offer a range of affordable savings accounts including UNITY Savings with a low minimum balance to avoid a monthly Membership fee or free savings accounts if you are a youth (18 years or under) or UNITY Holiday Club Savings to help you save for a much needed vacation or other planned purchase. We offer a variety of savings accounts to meet the needs of everyone in your family!
With OneUnited Bank savings accounts you can obtain:
- Competitive interest rates
- Free online banking
- No or low monthly account maintenance fees
- No or low minimum balances to avoid fees
- No ATM fees for proprietary ATMs
- No check cashing fees
- Free 24 hour telephone banking
- Convenient banking by mail and direct deposit
- Convenient personal service by phone
For more information, see OneUnited Bank Truth In Savings Disclosures in our branches.
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| Savings |
| Consumer Savings Accounts |
Minimum Deposit to Open |
Monthly Maintenance Service Charge Membership Fees |
Minimum Balance to Earn Annual Percentage Yield (APY) |
Minimum Balance to Avoid Maintenance Service Charge Membership Fee |
| FreeStyle Membership |
| UNITY Savings
|
$100.00 |
$5.00 |
$100.00 |
$100.00 |
| UNITY Holiday Club Savings
|
$10.00 |
N/A |
$10.00 |
N/A |
| Gold Membership |
| UNITY Savings
|
$100.00 |
$5.00 |
$100.00 |
$100.00 |
| UNITY Holiday Club Savings
|
$10.00 |
N/A |
$10.00 |
N/A |
| Senior Membership |
| UNITY Savings
|
$100.00 |
$5.00 |
$100.00 |
$100.00 |
| UNITY Holiday Club Savings
|
$10.00 |
N/A |
$10.00 |
N/A |
| U2 Membership |
| UNITY Savings
|
$100.00 |
$5.00 |
$100.00 |
$100.00 |
| UNITY Holiday Club Savings
|
$10.00 |
N/A |
$10.00 |
N/A |
| Youth Membership |
| Youth Savings
|
$10.00 |
N/A |
$10.00 |
N/A |
| UNITY Holiday Club Savings
|
$10.00 |
N/A |
$10.00 |
N/A |
Member FDIC |
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See OneUnited Bank Truth in Savings Disclosures for more details.
• Learn more about rates
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