Select Savings Membership if you are 19-64 years old and prefer to avoid monthly Membership Fees by maintaining a minimum balance. With Savings Membership you can obtain:
- Free online banking
- Low monthly account maintenance fees
- Low minimum balances to avoid fees
- No ATM fees for proprietary ATMs
- No check cashing fees
- Free 24 hour telephone banking
- Online bill payment services
- Convenient banking by mail and direct deposit
- Convenient personal service by phone
For more information, see OneUnited Bank Truth In Savings Disclosures in our branches.
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| Membership Type/Savings Account |
Minimum Deposit to Open |
Minimum Balance to Earn Annual Percentage Yield (APY) |
Minimum Balance to Avoid Maintenance Services Charges |
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Savings Membership
(See Fee Schedule for Membership Fees) |
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| UNITY FreeStyle Checking* |
$10.00 |
Non-Interest Bearing |
$500.00** |
| UNITY Plus Savings* |
$10.00 |
$10.00 |
$400.00 |
| UNITY Plus Passbook Savings* |
$10.00 |
$10.00 |
$400.00 |
| UNITY Plus Money Market* |
$500.00 |
$500.00 |
$500.00 |
| UNITY Plus IRA Savings* |
$10.00 |
$10.00 |
$400.00 |
| UNITY Holiday Club Savings |
$10.00 |
$10.00 |
N/A |
| * Membership eligible accounts. |
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| **May include combined balances of UNITY FreeStyle Checking, UNITY Plus Savings, UNITY Plus Passbook Savings and UNITY Plus Money Market. |
| Member FDIC |
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See OneUnited Bank Truth in Savings Disclosures for more details.
• Learn more about rates |
