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OneUnited Bank Privacy Notice |
Protecting your privacy is important to OneUnited Bank and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all OneUnited Bank employees for collection, retention and security of Non-Public Personal Information.
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What Information We Collect |
We may collect "Non-Public Personal Information" about you from the following sources:
- Information we receive from you on application or other loan and account forms.
- Information about your transactions with us or others; and
- Information we receive from third parties such as credit bureaus and any other information we need to complete your transaction.
"Non-Public Personal Information" is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, Non-Public Personal Information includes information regarding your account balance, payment history, and overdraft history.
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What Information We Disclose |
We are permitted under law to disclose Non-Public Personal Information about you to other parties in certain circumstances. For example, we may disclose Non-Public Personal Information about you to third parties to assist us in servicing your loan or account with us, to government entities in response to subpoenas and to credit bureaus. We do not disclose any Non-Public Personal Information about you to anyone except as permitted by law.
If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.
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Our Security Procedures |
We also take steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. Employees who violate these standards will be subject to disciplinary measures. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your Non-Public Personal Information.
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Servicing Provider/Joint Marketing Exception |
OneUnited Bank may disclose all of the information we collect as described above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.
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Childrens' Online Privacy Protection Act |
OneUnited Bank requires that all users of its internet services be 18 years of age or older and OneUnited Bank does not collect online information about any customer or non-customer under the age of 18. Further, OneUnited Bank does not share personal non-public information regarding any consumer, customer or account holder under the age of 18 years of age except as required by law.
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